Benefits Information

The Town of Castle Rock offers a competitive benefit package for all full-time and part-time benefits eligible employees.

Medical and dental

The Town self-insures a PPO health plan utilizing Cigna's network of providers. Cigna also provides prescription services and pays health claims. The dental plan is administered by Delta Dental of Colorado and allows employees to use a wide selection of dentists through Delta Dental’s PPO network.

These benefits begin the first of the month following the employee’s date of hire or eligibility date.

Vision plan

A vision plan is offered through EyeMed Vision Care and its network of professional providers.

401(a) Defined Contribution

In addition to Social Security, the Town participates in a 401(a) Money Purchase Retirement plan through the ICMA Retirement Corporation. The required pre-tax employee contribution is 4% of salary, with the Town contributing 7%. Employees are fully vested after 1 year of employment. This benefit begins immediately.

Sworn Police Officers Only

In addition to Social Security, the Town participates in the Fire and Police Pension Association (FPPA) Statewide Defined Benefit Plan.  The required employee contribution is 11.5%, with an 8.5% employer match, and a 1.60% continuing rate of contribution split 50/50 between the employee and the Town of Castle Rock. This benefit begins immediately.  

457 deferred compensation and Roth IRA 

A voluntary 457 Deferred Compensation Plan is available through the ICMA Retirement Corporation. 457 Deferred Compensation plans allow for a maximum contribution of $19,500, plus a catch-up amount for people 50 years of age and older of $6,500. These contributions are made on a pre-tax basis.

Also available is a ROTH IRA that allows a maximum contribution of $6,000, plus a catch-up amount for people 50 years of age and older of $1,000. All Roth IRA contributions are voluntary and are deducted on an after-tax basis.

Fire Department only

Instead of Social Security, the Town participates in the Fire and Police Pension Association Statewide Defined Benefit Plan for eligible Fire Department staff. The employee contribution is 11.5%, with an 8.5% employer match. The Town also contributes 3% to an FPPA 457 Deferred Compensation Plan. These benefits begin immediately.

Disability and life insurance

Life insurance, accidental, death and dismemberment

The Town provides group term life insurance at one times the annual salary for all eligible employees and dependent life insurance at $5,000 for spouses and $2,500 for eligible children.

Supplemental life insurance

Supplemental group term life insurance is available for employees to purchase for themselves and their eligible dependents. Call Human Resources at 303-660-1368 for additional information.

Short-term disability

This program will provide wage continuation for eligible employees at 60% of full pay from day one of disability until long-term disability insurance becomes effective at day 91.

Long-term disability

The Town provides long-term disability equal to 60% of salary (to a maximum of $7,000 per month) after 90 days of total disability.

FPPA statewide death and disability plan (Fire Department only)

This benefit provides for 30 to 70% of base salary, dependent on the situation. Employees pay 1.5% of their salary, and the Town matches 1.5%, for this benefit.

Paid time off

Holidays

The Town observes 10.5 holidays:

  • New Year's Day
  • Martin Luther King Jr. Day
  • Presidents Day
  • Memorial Day
  • Independence Day
  • Labor Day
  • Veterans Day
  • Thanksgiving Day
  • Day after Thanksgiving
  • Christmas Eve - half day after noon
  • Christmas Day

Administrative leave

Full-time employees receive 24 hours of administrative leave per year (Fire Department line employees receive 34 hours). This benefit begins immediately and may be prorated for new employees based on date of hire.

Vacation

Vacation accrual rates start at 80 hours per year and increase to 96 hours per year after completing two years of employment with the Town (Fire line employee accrual rates start at 112 hours per year and increase to 135 hours per year after completing two years with the Town). Accrual rates increase again after 5, 10, 15, and 20 years of service. Accruals begin immediately.

Sick leave

Employees accrue 96 sick hours per year (Fire line employees accrue 135 sick hours per year). After 480 hours are accrued (675 hours for Fire line employees), sick leave is converted into vacation at the rate of 2 to 1. Accruals begin immediately. All other employees will accrue 1 hour of sick leave for each 30 hours worked, to a maximum of 48 hours per year.

Additional benefits

Flexible Spending Accounts

Section 125 Flexible Spending Accounts provide an opportunity for employees to set aside pretax dollars for eligible health care or dependent care expenses. The maximum annual account contribution is $2,750 for the health reimbursement account and $5,000 for the dependent care reimbursement account.

Recreation Center memberships

The Town offers free Castle Rock Recreation Center or Miller Activity Complex memberships to eligible Town employees and their dependent family members. Under IRS regulation, this benefit is taxable to employees.

Employee Assistance Program (EAP)

The Town provides an Employee Assistance Program through Mines and Associates for employees and their household members. This benefit provides up to five confidential visits per household member with an EAP provider at no cost to the employee.

Travel assistance program

Provided free from The Hartford, this program provides 24-hour, toll-free access to emergency assistance when you travel 100 miles or more from home for 31 consecutive days or less.