Benefits Information

The Town of Castle Rock offers a competitive benefit package for all full-time and part-time benefits eligible employees.

Medical and dental
The Town self-insures a PPO health plan utilizing Aetna's network of providers. Aetna also provides prescription services and pays health claims. The dental plan is administered by Delta Dental of Colorado and allows employees to use a wide selection of dentists through Delta Dental’s PPO network.

These benefits begin the first of the month following the employee’s date of hire or eligibility date.

Vision plan
A vision plan is offered through EyeMed Vision Care and its network of professional providers.

Retirement
401(a) defined contribution, in addition to Social Security, the Town participates in a 401(a) money purchase retirement plan through ICMA Retirement Corporation. The required pretax employee contribution is 4 percent of salary, with the Town contributing 6 percent. Employees are fully vested after one year of employment. This benefit begins immediately.

457 deferred compensation and Roth IRA
A voluntary 457 Deferred Compensation Plan is available through ICMA-RC. Effective January 1, 2015, 457 Deferred Compensation plans allow for a maximum contribution of $18,000, plus a catch-up amount for people 50 years of age and older of $6,000. These contributions are made on a pretax basis.

Also available is a Roth IRA that allows a maximum contribution of $5,500 per year. All Roth IRA contributions are voluntary and are deducted on an after-tax basis.

Fire Department only
Instead of Social Security, the Town participates in the Fire and Police Pension Association Statewide Defined Benefit Plan for eligible Fire Department staff. The employee contribution is 8.5 percent, with an 8 percent employer match. The Town also contributes 2 percent to an FPPA 457 Deferred Compensation Plan. These benefits begin immediately.

Disability and life insurance
Life insurance, accidental, death and dismemberment

The Town provides group term life insurance at one times the annual salary for all eligible employees and dependent life insurance at $5,000 for spouses and $2,500 for eligible children.

Supplemental life insurance
Supplemental group term life insurance is available for employees to purchase for themselves and their eligible dependents. Call Human Resources at 303-660-1368 for additional information.

Short-term disability
This program will provide wage continuation for eligible employees at 60 percent of full pay from day one of disability until long-term disability insurance becomes effective at day 91.

Long-term disability
The Town provides long-term disability equal to 60 percent of salary (to a maximum of $7,000 per month) after 90 days of total disability.

FPPA statewide death and disability plan (Fire Department only)
This benefit provides for 30 to 70 percent of base salary, dependent on the situation. Employees pay 1.3 percent of their salary, and the Town matches 1.3 percent, for this benefit.

Paid time off
Holidays

The Town observes nine holidays:
  • New Year's Day
  • Martin Luther King Jr. Day
  • Presidents Day
  • Memorial Day
  • Independence Day
  • Labor Day
  • Veterans Day
  • Thanksgiving Day
  • Christmas Day
Administrative leave
Full-time employees receive 24 hours of administrative leave per year (Fire Department line employees receive 34 hours). This benefit begins immediately and may be prorated for new employees based on date of hire.

Vacation
Vacation accrual rates start at 80 hours per year and increase to 96 hours per year after completing two years of employment with the Town (Fire line employee accrual rates start at 112 hours per year and increase to 135 hours per year after completing two years with the Town). Accrual rates increase again after 5, 10, 15, and 20 years of service. Accruals begin immediately.

Sick leave
Employees accrue 96 sick hours per year (Fire line employees accrue 135 sick hours per year). After 480 hours are accrued (675 hours for Fire line employees), sick leave is converted into vacation at the rate of 2 to 1. Accruals begin immediately.

Additional benefits
Flexible Spending Accounts
 Section 125 Flexible Spending Accounts provide an opportunity for employees to set aside pretax dollars for eligible health care or dependent care expenses. The maximum annual account contribution is $2,500 for the health reimbursement account and $5,000 for the dependent care reimbursement account.

Recreation Center memberships
The Town offers free Castle Rock Recreation Center or Miller Activity Complex memberships to eligible Town employees and their dependent family members. Under IRS regulation, this benefit is taxable to employees.

Employee Assistance Program (EAP)
The Town provides an Employee Assistance Program through Mines and Associates for employees and their household members. This benefit provides up to five confidential visits per household member with an EAP provider at no cost to the employee.

Travel assistance program
Provided free from Lincoln Financial Group, this program provides 24-hour, toll-free access to emergency assistance when you travel 100 miles or more from home for 31 consecutive days or less.